Vinod is the owner of a Kirana or grocery store in Ludhiana, Punjab.

Vinod’s outlet is frequented by the locals, they hardly ever had to go elsewhere in search of something that was not to be found at his shop. Vinod now wants to diversify his stock and be able to serve his customers better and for that he would need access to a business loan.

When he came to know about Sub-K’s business loans he reached out to us. He took a loan of Rs.1,90,000 and used the money to purchase a diverse set of products and to replenish his existing stock.

Today, Vinod proudly tells us that he has been able to serve his customers better than he ever could.

Providing affordable and accessible loans to enterprising entrepreneurs like Vinod, to improve their businesses, gives us a sense of achievement. Sub-K takes pride in such individuals.