A Fintech, much before this term became popular, which envisioned the power of mobile technology, much before the world woke up to it, built a biometric-enabled tech infra, much before Aadhaar came to light, and experimented with asset business outsourcing through the Corporate Business Correspondent model.

As Sub-K completes ten successful years, we pledge to continue our legacy of evolution into a better version of ourselves. We had the opportunity of having Mr. Vijay Mahajan – Founder of BASIX Social Enterprise Group & Director at Rajiv Gandhi Institute for Contemporary Studies; Mr. Michael Froman – Vice Chairman and President, Strategic Growth at Mastercard; Mr. Michael Schlein – President & Chief Executive Officer at Accion; Mr. Harjeet Toor – Head Retail, Inclusion and Rural Business at RBL Bank and Mr. Sanjay Jain – Partner at Bharat Inclusion Fund and Volunteer at iSPIRT, as our “Guests of Honour” for the decennial celebration, ASCEND. It was an honour for us to share our story of commitment, excellence, and development and launch our Fintech platform, Sub-K SARTHI in your presence.

We would like to extend a hearty thanks to all our bank partners, investors, employees, customers and agents without whose support this ten-year feat would not have been possible.

Here are a few glimpses of Sub-K ASCEND

Topic – Digital Transformation in Financial Inclusion

Topic – A Conversation On India Stack And Inclusive Banking

FY 2019-20: The Year in Review

With each passing year, we at Sub-K, move closer to our mission of transforming lives by enabling financial inclusion through innovation and excellence, and every member of the Sub-K family plays an essential role in this constant endeavour. We believe in celebrating our achievements by acknowledging our collective contribution which pushes us forward and helps us keep our goals well within sight

During the last year, we have strengthened our technology, reinforced our customer communication, and improved our financial position. We have forged new partnerships with banks and payment service providers, venturing into new geographies with better service delivery. We have raised fresh equity, secured a new credit line and been profitable for the sixth consecutive year.

Sub-K recognizes that the future lies in digital transformation and we have consciously worked towards digitizing every aspect of our services. Starting from creating a paperless onboarding mechanism, we have enabled 100% cashless disbursements and piloted cashless collections.

We have also launched an e-learning platform and focused on providing training opportunities to boost our employee’s learning curve. We have highlighted our employees, agents, and customers, who are our most important stakeholders and who have first-hand witnessed the impact we have sought to create in their lives, through our social media handles.

This year, we are all set to reach new heights, overcoming any and all challenges that may come our way, to take Sub-K to the next level.